| ASU Health Plan |
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The Acadia Students’ Union Extended Health Plan is offered as a not for profit service to its members. It is based upon the premise that all full time students at Acadia University require health coverage. This premise was established in February 1997, when students voted in a referendum supporting the introduction of an extended health care program that would supplement, but not replace, the provincial health care plan. The ASU believes that the health plan provides affordable health insurance designed especially for students on fixed incomes.
The Health Plan fee is automatically applied to student fees. The coverage period is September 1, 2009-August 31, 2010. Canadian students must be full-time in order to be eligible.
Please Note: Every September 1st is the beginning of a new school year, and the beginning of a new health plan coverage period.
THE OPT OUT PROCESS
Students who wish to be removed from the ASU Health Plan must visit the Health Plan Office (located in Room 610, Old SUB) and provide proof to the Health Plan Administrator that they are enrolled in another plan. This proof can include the actual insurance card, photocopy of the card, a copy of the policy, or a letter from the Insurance Company. All information must have the insurance company name and policy number.
All documentation must be received and the waiver form signed by the student and Health Plan Administrator by the opt out deadline of September 30th.
Informing Student Accounts of your coverage WILL NOT remove you from the ASU Health Plan. You must visit the Health Plan Office in person. Both the student and the Health Plan Administrator must sign the waiver. This process must be completed annually.
2009/2010 Fees
Please note: Insurance premiums are subject to change.
*Students who wish to be on the family plan must visit the Health Plan Office and give the names and birth dates of the dependant(s) they want covered under their plan. This must be completed by September 30th.
For more information contact:
Cindy MacDonald
Please Note: In the event of any discrepancy between the information herein and the contracts between The Trustees of The Campus Trust and the Insurance Companies, the terms of the contracts will apply. Students MUST opt out of this Plan that they attend Acadia University.
This plan supplements your provincial health plan, it does not replace it. You must have coverage with a provincial health plan in order to be an eligible member of this plan. It is the responsibility of the student to ensure his/her provincial coverage is in place. Students traveling to Nova Scotia from a different province are advised to contact their home province to obtain Extended Provincial Coverage to Nova Scotia while attending Acadia University.
Non-Resident Canadians
Canadian students who were not residing in Canada when they applied to Acadia are identified as “non-residents”. It is possible that some of these students have no provincial health insurance. Therefore, they must be placed on the International Plan until they become eligible for provincial coverage.
Students who become eligible for a provincial health card must visit the Health Plan Office (Room 610, Old SUB) and show the Health Plan Administrator the provincial card in order to be switched to the Canadian Plan.
Benefits
Some of the benefits for Canadian students' (policy #0920P001-A) include:
Please make sure you sign the bottom of the form and attach the original receipts.
Accessing your Benefits
For the most part, students are required to pay for extended benefits first and then submit a claim form and original receipts to the insurance company for reimbursement of any eligible amount. Prescription drugs can be accessed by using the ASU pharmacy card. A 25% copay fee applies to eligible prescription drugs. The insurance plan pays the other 75%.
The Pharmacy Card
After the deadline to opt out has passed, the list of eligible students will be sent to the insurance company.Subsequently, pharmacy access to prescription drugs will be activated. Students will be advised via email when the pharmacy cards are available for printing from the Acadia Students’ Union website. At that point, students will be able to use their pharmacy card when they fill prescriptions at the drug store.
If a student incurs prescription expenses before the cards are activated, use the claim form to submit for any eligible reimbursement.
The claim forms are to be completed with original receipts attached to the forms, and mailed to the insurance company within 6 months at the student’s expense.
When Making a Claim:
If you need help or have a question, please drop by the Health Plan Office, Room 610, Old SUB, call, or send an e-mail.
Drug Coverage
Want to know if a particular prescription drug is covered?
Visit the Student Benefits Administrators Inc. website to find out.
All Canadian Plan claims are to be mailed to
The Campus Trust
For more information visit the Campus Trust website.
Information for Co-op Students
The ASU Plan will provide coverage for up to 365 days out of country (for academic purposes) if you are eligible under the Canadian Plan.
Be sure to contact the Health Plan Administrator in advance of your trip to make sure everything is in order.
For more information contact:
Cindy MacDonald
International students pay a higher health insurance fee than students on the Canadian plan because their coverage is not supplemented by a provincial health plan. If at any point during their period of study they qualify for a provincial health card, they can contact the Health Plan Administrator and ask to be switched to the Canadian plan.Their health insurance fees will be adjusted to the lower Canadian monthly fee for any subsequent months.
To determine if you qualify for provincial health insurance contact: Medical Services Insurance (MSI) at 1-800-563-8880.
Some benefits for International students (policy #3481S001) include:
Accessing your Benefits
All students eligible under the International Health Plan will have two benefits cards:
a) The Pharmacy Card (issued by Acadia Students’ Union) and b) The Doctor/Hospital/Clinic Card (issued by Global Excel).
For the most part, students are required to pay for extended benefits first and then submit a claim form and original receipt(s) to the insurance company for reimbursement of any eligible amount. Prescription drugs can be accessed by using the ASU pharmacy card. A $2 deductible applies to eligible prescription drugs. The insurance plan pays the balance of the cost of eligible prescriptions.
a) The Pharmacy Card (issued by Acadia Students’ Union) After the deadline to opt out has passed, the list of eligible students will be sent to the insurance company.Subsequently, pharmacy access to prescription drugs will be activated. Students will be advised via email when the pharmacy cards are available for printing from the Acadia Students’ Union website. At that point, students will be able to use their pharmacy card when they fill prescriptions at the drug store.
If a student incurs prescription expenses before the cards are activated, submit the claim form for any eligible reimbursement.
The claim forms must be completed with original receipts attached to the forms, and mailed to the insurance company within 6 months at the student’s expense.
When Making a Claim:
If you need help or have a question, please drop by the Health Plan Office, Room 610, Old SUB, call, or send an e-mail.
Want to know if a particular prescription drug is covered?
Visit the Student Benefits Administrators Inc. website to find out.
All International Plan claims are to be mailed to:
Global Excel Management Inc.
b) The Doctor/Hospital/Clinic Card (issued by Global Excel)
Whenever you visit a doctor’s office, clinic or hospital you must present your Globa Excel card. International students will be advised via email when these are available for pickup at the Info Desk on the Main Level the ASU Students’ Centre.
Information for Co-op Students
International students who are going on co-op work term or internship out of province for more that 90 days may have to purchase extended travel insurance through their student plan. The ASU Plan will only cover you for 90 days outside the province of Nova Scotia (for academic purposes) if you are an international student.
Be sure to contact the Health Plan Administrator in advance of your trip to make sure everything is in order.
For more information contact:
Cindy MacDonald |