Home Services Medical Plans Dental Plan Wednesday, 08 September 2010

Dental Plan

  

Download the 2009/2010 Dental Policy   Download the  Dental Brochure 

 

 

 

 

The Acadia Students’ Union Dental Plan is offered as a not for profit service to its members.  In February 2006,  students voted in a referendum supporting the introduction of an dental insurance program that would provide affordable health insurance designed especially for students on fixed incomes.  The dental plan fee is automatically applied to student fees and the coverage period is September 1, 2009-August 31, 2010.  Canadian students must be full-time in order to be eligible. Please Note: Every September 1st is the beginning of a new school year, and it is the beginning of a new dental plan coverage period. Students who wish to be removed from the ASU Dental Plan must visit the Health Plan Office (located in Room 610, Old SUB) and sign a waiver form opting them out of the insurance policy.  This must be completed by September 30, 2009.  Informing Student Accounts of your coverage WILL NOT remove you from the ASU Dental Plan. You must visit the Health & Dental Plan Office in person.  Both the student and the Health Plan Administrator must sign the waiver. 

 

2009/2010 Dental Plan Fees:

Single person, 12 months 

$120.50

 Family*, 12 months   

$257.50 

 

Students requiring FAMILY COVE RAGE must visit the Health Plan Administrator to complete a form identifying their dependents no later than September 30, 2009.


Basic Dental Benefits

Overall combined maximum of $600 per student year

Benefits Provided

Reimbursement

Diagnostic & Preventive

100%

Scaling

2 Units @ 100%

 

6 Units @ 80%

Minor Restorative

80%

Extractions

50%

Endodontic & Periodontics 

10%

Anesthesia

80%

 

Download the 2009/2010 Dental Policy   Download the Dental Brochure 

  

  


 

 

How it Works

Step #1 - Choose a Dentist & Make an Appointment 

Because of the many dental clinics and services available in Nova Scotia, students are encouraged to shop around for dental services.  Please be aware that your insurance plan reimburses dental claims using the current Nova Scotia Dental Association Fee Guide. It is important to be aware that some dental offices may charge more than the current fee guide and any charges in excess of the provincial guide are the responsibility of the student.   

Step #2 – Attend Your Appointment & Pay Your Dentist. 

If your treatment is expected to cost more than $500, an estimate should be prepared by the dentist and submitted to the Plan Administrator for approval before the dental treatment begins. 

Please Note: ACADIA STUDENTS’ UNION DENTAL PLAN DOES NOT HAVE ELECTRONIC BILLING.

There is no insurance card for the dental plan.  Therefore, it is at the dentist's discretion how payment is made.  Students may be required to pay the dentist up front and then submit their claim to The Campus Trust.  or The dentist may allow the student to assign their benefit to the dentist by having the student provide policy details.  Then the Dentist will submit the claim on their behalf.    

Step #3 - Complete Your Claim Form & Send in Your Claim

If your dentist requires you to pay the full amount, you can submit the Standard Dental Claim form provided by your dental office along with the original receipts to the insurance company for reimbursement of any eligible amount. 

Important Information to include regarding your dental insurance coverage:
                               

Insured Group =    Acadia Students' Union 
Policy # =    30W30 
Name of Insuring Agency or Plan =  The Campus Trust
Your certificate # =  Your Student ID #  


 

 


 

 

Be sure to complete the claim form fully, attach original receipts and submit all documentation to The Campus Trust.  Claim Forms are to be completed by the student and mailed in by the student or dentist to:  

The Campus Trust
1st Floor, Beothuck Building
20 Crosbie Place
St. John’s, NF
A1B 3Y8

Please ensure that you make a copy of your claim for your records.

Please Note: In the event of any discrepancy between the information herein and the contracts between The Trustees of The Campus Trust and the Insurance Companies, the terms of the contracts will apply.

For more information contact:

Cindy MacDonald
Health & Dental Plan Administrator
Room 610,
ASU Students' Centre
Phone: (902) 585-2167
Fax:      (902) 542-3901
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it